No Claim Bonus (NCB) 無索償獎勵

No Claim Bonus (NCB)
繁: 無索償獎勵
簡: 无索偿奖励

香港保險業聯會行政總監劉佩玲提醒，如果收到警方告票或者報案通知，或有第三者索償，必須立刻通知保險公司備案，交由有經驗的專人跟進，切勿因擔心失去「無索償獎勵（NCB）」或被加保費，因小失大。

新型撞車碰瓷黨｜警聯保險界審視逾30宗案件　最高索償額逾$80萬 (2026年1月27日)。香港01，取自https://www.hk01.com/article/60316777?utm_source=01articlecopy&utm_medium=referral

The No Claim Bonus in car insurance is a discount offered by insurers if you do not file any claims during your policy period, which is typically one year. Think of it as a thank-you reward for being a safe and responsible driver.

How No Claim Bonus Helps You Save Big on Car Insurance? (2026, Jul 28).Mint. Retrieved from https://www.livemint.com/focus/how-no-claim-bonus-helps-you-save-big-on-car-insurance-11753697607983.html#google_vignette