debt servicing ratio 供款與入息比率

debt servicing ratio  
繁: 供款與入息比率 
簡: 供款与入息比率 

此外，金管局亦微調其他相關的監管要求：(1) 簡化以資產水平計算借款能力的方法；及 (2) 在計算借款人的「供款與入息比率」時，投資物業的租金收入的扣減率由至少三成回復至至少兩成的參考水平。 

金管局：放寬樓花按揭至撤辣前物業　最高承造7成按揭　即日生效 (2024年6月14日)。香港01，取自https://www.hk01.com/article/1028956?utm_source=01articlecopy&utm_medium=referral 

It comes after the Hong Kong Economic Journal reported that HKMA is reviewing a series of rules regarding stress testing and mortgage loans, including interest rate requirements for stress tests, debt servicing ratio and loan-to-value ratio, citing sources. 

HKMA keeping eye on mortgage stress tests (2024, Feb 6). The Standard. Retrieved from https://www.thestandard.com.hk/section-news/section/11/260189/HKMA-keeping-eye-on-mortgage-stress-tests