stage payment 建築期付款

stage payment  
繁: 建築期付款 
簡: 建筑期付款 

因應住宅市場的走勢，部分在過去數年購入樓花住宅物業並選擇建築期付款的用家，在申請按揭貸款時，可能遇到估價低於成交價的情況，因而面臨需要額外籌措首期資金的困難。 

金管局：放寬樓花按揭至撤辣前物業　最高承造7成按揭　即日生效 (2024年6月14日)。香港01，取自https://www.hk01.com/article/1028956?utm_source=01articlecopy&utm_medium=referral 

The lure of avoiding paying high-interest expenses amid high rates also caused purchasers of flats under construction to go in for stage payment methods or deferring mortgage applications until the properties are completed. 

Buyers sold on developer plans ls (2023, Oct 19). The Standard. Retrieved from https://www.thestandard.com.hk/section-news/fc/7/257122/Buyers-sold-on-developer-plans