collateral 抵押品

collateral
繁：抵押品
简：抵押品

當銀行無法根據企業最新營運或財務數據進行信貸評估，可能因而要求企業提供物業等作抵押品以減低信貸風險，這是中小企長期面對的融資問題。

施政報告｜會與業界研推「智慧港口」　金管局構建「商業數據通」（2021年10月6日）。香港01，取自 https://bit.ly/3oNMWiz

The Hong Kong Monetary Authority is developing a commercial data interchange platform that can reduce the need for small and medium enterprises to provide collateral when obtaining loans, which is expected to commence operation next year, said Chief Executive Carrie Lam Cheng Yuet-ngor.

Small HK firms poised to get collateral relief. (2021, Oct 7). The Standard. Retrieved from https://www.thestandard.com.hk/section-news/section/2/234822/Small-HK-firms-poised-to-get-collateral-relief