first-time home buyer 首次置業人士

first-time home buyer
繁：首次置業人士
简：首次置业人士

今年施政報告以房屋及土地政策為重點，提出十項房屋政策新措施，包括放寬按揭保險計劃的樓價上限，首次置業人士可申請最高九成按揭貸款的樓價上限，將由現時400萬元提升至800萬元。另外，可申請最高八成按揭貸款的樓價上限，將會由 600 萬元提升至1,000萬元。

【施政報告】放寬按揭成數　首置 800 萬物業可按九成　未符壓力測試亦可申請（2019年10月16日）。立場新聞，取自 https://thestandnews.com/politics/施政報告-放寬按揭成數-首置-800-萬物業可按九成-未符壓力測試亦可申請

What’s more, the Development Bureau will soon announce details of the Land Sharing Pilot Scheme with the target of accepting applications early next year. For a first-time home buyer – a person without any residential property in Hong Kong at the time of application – the cap on the value of a property eligible for a mortgage loan of maximum cover of 90 percent loan-to-value ratio will be raised from the existing HK$4 million to HK$8 million, she said.

(Policy Address) Assistance for first-time home buyers. (2019, October 16). The Standard. Retrieved from http://www.thestandard.com.hk/breaking-news.php?id=135619&sid=4