income-gearing ratio 收入槓桿比率

income-gearing ratio
繁：收入槓桿比率
简：收入杠杆比率

「收入槓桿比率」是金管局用以量度按揭供款人還款能力的重要指標，它的計算是假設一個約500平方呎的單位，承做20年期按揭，成數為七成，其供款相比私人住宅住戶家庭入息中位數的比率。

收入槓桿比率 還款能力指標（2017年9月29日）。明報，取自 https://news.mingpao.com/pns/dailynews/web_tc/article/20170929/s00001/1506621354727

The report also said the recent property market buoyancy in Hong Kong renewed concerns about housing affordability, as the income-gearing ratio reached 75 percent in the second quarter this year, much higher than the long-term average of about 50 percent since 1996.

Wong, S. (2017, September 29). HKMA raises alarm on property outlook. The Standard. Retrieved from http://www.thestandard.com.hk/section-news.php?id=187991&sid=2