loan-to-value ratio 按揭成數
loan-to-value ratio
繁:按揭成數
简:按揭成数
新盤大打高成數按揭戰,成功掀起購買力,惟準買家入市前須考慮四大因素,避免跌入負資產的陷阱。金管局回應指留意到高按揭成數現象,惟不受監管,但提醒市民應量力而為,避免過度借貸。
高成數樓按存風險 當心變負資產(2015年11月7日)。香港經濟日報,取自http://ps.hket.com/article/960026
Last March, it raised the loan-to-value ratio to 85 percent from 70 percent for specialised mortgage companies but did not do so for banks.
Mutikani, L. (2017, January 5). Saudi central bank lifts home buyers’ bank loan-to-value ratio to 85 pct. Reuters. Retrieved from http://www.reuters.com/article/saudi-housing-loans-idUSL5N1EV1S6