margin of solvency; solvency margin 償付準備金
margin of solvency; solvency margin
繁：償付準備金
简：偿付准备金
償付準備金（Margin of solvency）是指，險商的資產值超出其負債額的數額，即險商賠償保單的能力。本港的規定為不可低於150%，換言之，險商如一元潛在賠償額，最少有1.5元資產。
何謂償付準備金？（2011年9月29日）。東方日報，取自http://orientaldaily.on.cc/cnt/finance/20110929/00202_003.html
The solvency margin is calculated on book value, while if calculated on fair value it would be more than 1.9, said Kumar.
Sinha, S. (2017, July 5). National Insurance seeks government’s nod for IPO. The Economic Times. Retrieved from http://economictimes.indiatimes.com/articleshow/59459147.cms?utm_source=contentofinterest&utm_medium=text&utm_campaign=cppst