mortgage repayment 按揭供款

mortgage repayment
繁：按揭供款
简：按揭供款

根據統計處的資料，122萬個擁有自置居所的家庭住戶中，約三分二沒有按揭供款或需要支付借貸還款。需要為自置居所償還按揭的住戶(包括私樓及資助房屋用戶)中，供款中位數為9500元，按揭供款及借貸還款與收入比率中位數為18%。

人口普查按揭數據解讀（2017年3月7日）。信報，取自http://www2.hkej.com/property/article/id/1505961/%E4%BA%BA%E5%8F%A3%E6%99%AE%E6%9F%A5%E6%8C%89%E6%8F%AD%E6%95%B8%E6%93%9A%E8%A7%A3%E8%AE%80

As you are no doubt aware, converting the mortgage to a repayment which ends when you are 65 is not an option because the monthly mortgage repayment would be an unaffordable £1,006 (assuming an interest rate of 5.19% which is what I think you are currently paying).

Wallis, V. (2015, July 23). Should we try to convert to a repayment mortgage?. The Guardian. Retrieved from https://www.theguardian.com/money/2015/jul/23/should-we-try-to-convert-to-a-repayment-mortgage