overdraft 透支

overdraft
繁：透支
简：透支

事實上，學貸常被認為是阻礙年輕人買樓和積累財富的罪魁禍首，還不包括信用卡透支，建議欠債的年輕人，還款時比最低還款額多付點，才能縮短還貸時間、減少需要支付的利息。

月光族要儲錢　必須戒掉9個理財壞習慣（2015年12月11日）。香港經濟日報，取自http://topick.hket.com/article/1064117/%E6%9C%88%E5%85%89%E6%97%8F%E8%A6%81%E5%84%B2%E9%8C%A2%E3%80%80%E5%BF%85%E9%A0%88%E6%88%92%E6%8E%899%E5%80%8B%E7%90%86%E8%B2%A1%E5%A3%9E%E7%BF%92%E6%85%A3

The Federal Reserve announced new rules on Thursday that would sharply restrict banks and others that issue debit cards from charging overdraft fees without the express permission of the cardholder.

Labaton, S. (2009, November 12). New Rules Would Restrict Overdraft Fees on Debit Cards. The New York Times. Retrieved from http://www.nytimes.com/2009/11/13/business/13regulate.html?_r=0