prime rate 最優惠利率

prime rate
繁：最優惠利率
简：最优惠利率

儘管港元與美元掛鈎，理論上本港息口應跟隨美國調整，但匯豐、恒生、渣打及中銀香港等多家本地銀行昨日均宣布維持最優惠利率（P）及存款利率不變。

港暫不加息 料最快半年後 美告別零息 港銀行觀望熱錢去向（2015年12月18日）。明報，取自http://news.mingpao.com/pns/dailynews/web_tc/article/20151218/s00001/1450373737938

Many homeowners with adjustable rate home equity lines of credit, which are pegged to the prime rate, will also be affected. But unlike an adjustable rate mortgage, these loans adjust immediately rather than once a year.

Dickler, J. (2016, December 14). How the Fed rate hike affects your wallet. CNBC. Retrieved from http://www.cnbc.com/2016/12/14/how-a-fed-rate-hike-impacts-your-wallet.html