{"id":81734,"date":"2026-02-02T21:47:08","date_gmt":"2026-02-02T13:47:08","guid":{"rendered":"https:\/\/www.interpreting.hku.hk\/glossary\/?p=81734"},"modified":"2026-02-02T21:47:09","modified_gmt":"2026-02-02T13:47:09","slug":"no-claim-bonus-ncb-%e7%84%a1%e7%b4%a2%e5%84%9f%e7%8d%8e%e5%8b%b5","status":"publish","type":"post","link":"https:\/\/www.interpreting.hku.hk\/glossary\/?p=81734","title":{"rendered":"No Claim Bonus (NCB) \u7121\u7d22\u511f\u734e\u52f5"},"content":{"rendered":"\n<p>No Claim Bonus (NCB)<br>\u7e41: \u7121\u7d22\u511f\u734e\u52f5<br>\u7c21: \u65e0\u7d22\u507f\u5956\u52b1<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u9999\u6e2f\u4fdd\u96aa\u696d\u806f\u6703\u884c\u653f\u7e3d\u76e3\u5289\u4f69\u73b2\u63d0\u9192\uff0c\u5982\u679c\u6536\u5230\u8b66\u65b9\u544a\u7968\u6216\u8005\u5831\u6848\u901a\u77e5\uff0c\u6216\u6709\u7b2c\u4e09\u8005\u7d22\u511f\uff0c\u5fc5\u9808\u7acb\u523b\u901a\u77e5\u4fdd\u96aa\u516c\u53f8\u5099\u6848\uff0c\u4ea4\u7531\u6709\u7d93\u9a57\u7684\u5c08\u4eba\u8ddf\u9032\uff0c\u5207\u52ff\u56e0\u64d4\u5fc3\u5931\u53bb\u300c<strong>\u7121\u7d22\u511f\u734e\u52f5<\/strong>\uff08NCB\uff09\u300d\u6216\u88ab\u52a0\u4fdd\u8cbb\uff0c\u56e0\u5c0f\u5931\u5927\u3002<\/p>\n<\/blockquote>\n\n\n\n<p>\u65b0\u578b\u649e\u8eca\u78b0\u74f7\u9ee8\uff5c\u8b66\u806f\u4fdd\u96aa\u754c\u5be9\u8996\u903e30\u5b97\u6848\u4ef6\u3000\u6700\u9ad8\u7d22\u511f\u984d\u903e$80\u842c (2026\u5e741\u670827\u65e5)\u3002<strong>\u9999\u6e2f<\/strong><strong>01<\/strong>\uff0c\u53d6\u81ea<a href=\"https:\/\/www.hk01.com\/article\/60316777?utm_source=01articlecopy&amp;utm_medium=referral\">https:\/\/www.hk01.com\/article\/60316777?utm_source=01articlecopy&amp;utm_medium=referral<\/a><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>The <strong>No Claim Bonus<\/strong> in car insurance is a discount offered by insurers if you do not file any claims during your policy period, which is typically one year. Think of it as a thank-you reward for being a safe and responsible driver.<\/p>\n<\/blockquote>\n\n\n\n<p>How No Claim Bonus Helps You Save Big on Car Insurance? (2026, Jul 28).<em>Mint<\/em><em>. <\/em>Retrieved from <a href=\"https:\/\/www.livemint.com\/focus\/how-no-claim-bonus-helps-you-save-big-on-car-insurance-11753697607983.html%23google_vignette\">https:\/\/www.livemint.com\/focus\/how-no-claim-bonus-helps-you-save-big-on-car-insurance-11753697607983.html#google_vignette<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>No Claim Bonus (NCB)<br \/>\n\u7e41: \u7121\u7d22\u511f\u734e\u52f5<br \/>\n\u7c21: \u65e0\u7d22\u507f\u5956\u52b1<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[68,81,84,73],"tags":[],"class_list":["post-81734","post","type-post","status-publish","format-standard","hentry","category-all-terms-","category-law-and-order-","category-miscellaneous-terms-","category-social-issues-"],"_links":{"self":[{"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=\/wp\/v2\/posts\/81734","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=81734"}],"version-history":[{"count":1,"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=\/wp\/v2\/posts\/81734\/revisions"}],"predecessor-version":[{"id":81735,"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=\/wp\/v2\/posts\/81734\/revisions\/81735"}],"wp:attachment":[{"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=81734"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=81734"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=81734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}