{"id":80257,"date":"2024-06-16T22:30:59","date_gmt":"2024-06-16T14:30:59","guid":{"rendered":"https:\/\/www.interpreting.hku.hk\/glossary\/?p=80257"},"modified":"2024-06-16T22:30:59","modified_gmt":"2024-06-16T14:30:59","slug":"debt-servicing-ratio-%e4%be%9b%e6%ac%be%e8%88%87%e5%85%a5%e6%81%af%e6%af%94%e7%8e%87","status":"publish","type":"post","link":"https:\/\/www.interpreting.hku.hk\/glossary\/?p=80257","title":{"rendered":"debt servicing ratio \u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387"},"content":{"rendered":"\n<p>debt servicing ratio\u00a0\u00a0<br>\u7e41: \u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387\u00a0<br>\u7c21: \u4f9b\u6b3e\u4e0e\u5165\u606f\u6bd4\u7387\u00a0<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u6b64\u5916\uff0c\u91d1\u7ba1\u5c40\u4ea6\u5fae\u8abf\u5176\u4ed6\u76f8\u95dc\u7684\u76e3\u7ba1\u8981\u6c42\uff1a(1) \u7c21\u5316\u4ee5\u8cc7\u7522\u6c34\u5e73\u8a08\u7b97\u501f\u6b3e\u80fd\u529b\u7684\u65b9\u6cd5\uff1b\u53ca (2) \u5728\u8a08\u7b97\u501f\u6b3e\u4eba\u7684\u300c<strong>\u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387<\/strong>\u300d\u6642\uff0c\u6295\u8cc7\u7269\u696d\u7684\u79df\u91d1\u6536\u5165\u7684\u6263\u6e1b\u7387\u7531\u81f3\u5c11\u4e09\u6210\u56de\u5fa9\u81f3\u81f3\u5c11\u5169\u6210\u7684\u53c3\u8003\u6c34\u5e73\u3002\u00a0<\/p><\/blockquote>\n\n\n\n<p>\u91d1\u7ba1\u5c40\uff1a\u653e\u5bec\u6a13\u82b1\u6309\u63ed\u81f3\u64a4\u8fa3\u524d\u7269\u696d\u3000\u6700\u9ad8\u627f\u90207\u6210\u6309\u63ed\u3000\u5373\u65e5\u751f\u6548 (2024\u5e746\u670814\u65e5)\u3002<strong>\u9999\u6e2f<\/strong><strong>01\uff0c<\/strong>\u53d6\u81ea<a href=\"https:\/\/www.hk01.com\/article\/1028956?utm_source=01articlecopy&amp;utm_medium=referral\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.hk01.com\/article\/1028956?utm_source=01articlecopy&amp;utm_medium=referral<\/a>&nbsp;<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>It comes after the Hong Kong Economic Journal reported that HKMA is reviewing a series of rules regarding stress testing and mortgage loans, including interest rate requirements for stress tests, <strong>debt servicing ratio<\/strong> and loan-to-value ratio, citing sources.\u00a0<\/p><\/blockquote>\n\n\n\n<p>HKMA keeping eye on mortgage stress tests (2024, Feb 6). <em>The Standard<\/em>. Retrieved from <a href=\"https:\/\/www.thestandard.com.hk\/section-news\/section\/11\/260189\/HKMA-keeping-eye-on-mortgage-stress-tests\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.thestandard.com.hk\/section-news\/section\/11\/260189\/HKMA-keeping-eye-on-mortgage-stress-tests<\/a>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>debt servicing ratio<br \/>\n\u7e41: \u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387<br \/>\n\u7c21: \u4f9b\u6b3e\u4e0e\u5165\u606f\u6bd4\u7387 <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[68,80,70,84,73,78],"tags":[],"class_list":["post-80257","post","type-post","status-publish","format-standard","hentry","category-all-terms-","category-business-economy-and-finance-","category-local-politics-and-policies-","category-miscellaneous-terms-","category-social-issues-","category-technology-industry-transport-and-construction-"],"_links":{"self":[{"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=\/wp\/v2\/posts\/80257","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=80257"}],"version-history":[{"count":1,"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=\/wp\/v2\/posts\/80257\/revisions"}],"predecessor-version":[{"id":80258,"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=\/wp\/v2\/posts\/80257\/revisions\/80258"}],"wp:attachment":[{"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=80257"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=80257"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.interpreting.hku.hk\/glossary\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=80257"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}